Tracey Smith brings four decades of banking expertise to her role as Senior Vice President at Southern First Bank, where she is known for delivering thoughtful, relationship-driven financial solutions to Atlanta’s legal, professional, and entrepreneurial communities. With deep roots in the Atlanta market, Tracey has built a reputation as a trusted advisor who understands the evolving needs of business clients and consistently provides tailored strategies with clarity, discretion, and integrity.

Her commitment to long-standing client relationships and her proactive approach to business banking have made her a go-to resource for companies navigating complex financial decisions. Whether guiding clients through lending, treasury management, or strategic planning, Tracey’s insight and responsiveness set her apart in the industry.

Beyond her professional life, Tracey is passionate about giving back. She serves on the Annual Fund Committee for Children’s Healthcare of Atlanta, helping to raise vital support for one of the region’s most impactful pediatric hospitals. Her work has contributed to millions of dollars raised to advance specialized care and support services for Georgia’s children and families.

Tracey is also a proud mother and grandmother who values time with her two children and four grandchildren. She is deeply invested in her community and treasures the lifelong friendships she has built in Atlanta.